eFreeware

Best mobile banking apps for Android

Mobile banking apps let you check balances, deposit paychecks, pay bills, send money, freeze a lost card and set spending limits from your phone.

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50 apps ranked · How we rank

  1. Number 1: Cash App

    Block, Inc.

    4.7 out of 5 (4.5M) 100M+ installs

    A broad, free money app that suits anyone wanting payments, a debit card, saving and investing in one place.

    Download Now: Cash App Read our review of Cash App

  2. Number 2: Chase Mobile

    JPMorgan Chase

    4.8 out of 5 (2.2M) 50M+ installs

    A free, ad-free hub that consolidates banking, credit monitoring, budgeting and investing for existing Chase customers in the US.

    Download Now: Chase Mobile Read our review of Chase Mobile
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  1. Number 3: Wells Fargo Mobile®

    Wells Fargo Mobile

    4.8 out of 5 (2.9M) 10M+ installs

    A comprehensive, free companion app for existing Wells Fargo customers, provided you accept its conditions.

    Download Now: Wells Fargo Mobile® Read our review of Wells Fargo Mobile®

  2. Number 4: Citi Mobile®

    Citibank N.A.

    4.8 out of 5 (1.4M) 10M+ installs

    A free, ad-free app that covers everyday Citi banking well, provided you are a Citi customer.

    Download Now: Citi Mobile® Read our review of Citi Mobile®

  3. Number 5: Discover Mobile

    Discover Financial Services

    4.8 out of 5 (499.8K) 10M+ installs

    A free, focused app that suits existing Discover customers who want card, bank and loan accounts in one place.

    Download Now: Discover Mobile Read our review of Discover Mobile

  4. Number 6: Bank of America Mobile Banking

    Bank of America

    4.6 out of 5 (1.2M) 50M+ installs

    A free, ad-free companion app that makes sense for anyone already banking with Bank of America in the US.

    Download Now: Bank of America Mobile Banking Read our review of Bank of America Mobile Banking
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  1. Number 7: OnePay – Mobile Banking

    ONE Finance, Inc.

    4.8 out of 5 (222.4K) 10M+ installs

    OnePay is a free, broad money app for people who want banking, rewards and credit building together and will meet its monthly conditions.

    Download Now: OnePay – Mobile Banking Read our review of OnePay – Mobile Banking

  2. Number 8: Chime® – Fee-Free Banking

    Chime

    4.7 out of 5 (1.1M) 10M+ installs

    A well-rounded, fee-free banking app for people who want checking, savings and credit-building in one place.

    Download Now: Chime® – Fee-Free Banking Read our review of Chime® – Fee-Free Banking

  3. Number 9: Capital One Mobile

    Capital One Services, LLC

    4.5 out of 5 (1.7M) 50M+ installs

    A free, focused companion for Capital One customers that covers balances, bill pay, card lock and Zelle in one place.

    Download Now: Capital One Mobile Read our review of Capital One Mobile

  4. Number 10: USAA Mobile

    USAA

    4.7 out of 5 (509.4K) 10M+ installs

    A free, well-rated app that suits USAA members who want banking and insurance tasks handled from their phone.

    Download Now: USAA Mobile Read our review of USAA Mobile

More of the best mobile banking apps

  1. 11 Revolut: Spend, Save, Trade Revolut Ltd 4.5 50M+
  2. 12 U.S. Bank Mobile Banking U.S. Bank Mobile 4.7 10M+
  3. 13 Netspend Netspend Corporation 4.6 10M+
  4. 14 Uber Pro Card Branch Messenger 4.9 1M+
  5. 15 Truist Mobile Truist Financial Corporation 4.8 1M+
  6. 16 Huntington Mobile Banking Huntington National Bank 4.8 1M+
  7. 17 MAJORITY: Mobile banking MAJORITY USA, LLC 4.8 1M+
  8. 18 Albert: Budgeting and Banking Albert - Budgeting & Banking 4.4 10M+
  9. 19 Citizens Bank Mobile Banking Citizens Bank, N.A. 4.7 1M+
  10. 20 FNBT & FCB Mobile FIRST NATIONAL BANK TEXAS 4.7 1M+
  11. 21 PNC Mobile PNC Bank, N.A. 4.4 10M+
  12. 22 Común: Your money, your way Comun 4.7 1M+
  13. 23 KBZPay KBZBANK.COM 4.4 10M+
  14. 24 Fifth Third: 53 Mobile Banking Fifth Third Bank 4.7 1M+
  15. 25 Varo Bank: Online Banking Varo Bank, N.A. 4.5 5M+
  16. 26 Direct Express® Mobile Fifth Third Bank 4.6 1M+
  17. 27 Current - Mobile Banking Current 4.4 5M+
  18. 28 Barclays US Barclays US 4.6 1M+
  19. 29 BMO Digital Banking BMO Bank National Association 4.6 1M+
  20. 30 Regions Bank Regions Bank 4.4 5M+
  21. 31 Robinhood Banking Robinhood 4.9 100K+
  22. 32 My Card Wallet Blackhawk Network 4.6 1M+
  23. 33 Bread Financial Bread Financial Holdings, Inc. 4.7 500K+
  24. 34 Visible mobile Visible Services, LLC 4.6 1M+
  25. 35 GO2bank: Mobile banking Green Dot 4.4 5M+
  26. 36 telebirr Ethio telecom SC 4.2 10M+
  27. 37 BrightWay Credit Card Mobile OneMain Financial 4.6 500K+
  28. 38 Ally: Bank, Auto & Invest Ally Financial 4.4 1M+
  29. 39 Upgrade Upgrade, Inc. 4.4 1M+
  30. 40 Merrick Bank Mobile Merrick Bank 4.4 1M+
  31. 41 TD Bank (US) TD Bank, N.A. 4.2 5M+
  32. 42 Step: All-In-One Money App Step Mobile, Inc 4.4 1M+
  33. 43 rapid! Pay Green Dot 4.3 1M+
  34. 44 myWisely: Mobile Banking ADP, INC. 4.3 5M+
  35. 45 MoneyLion: Cash Advance App MoneyLion Inc. 4.5 5M+
  36. 46 Navy Federal Credit Union Navy Federal 3.8 10M+
  37. 47 B9: Cash Advance B9 - Get Your Paycheck Early 4.5 1M+
  38. 48 Till: Debit Card for Kids Till Financial 4.5 100K+
  39. 49 Park National Bank Park National Corporation 4.4 100K+
  40. 50 SoFi: Bank, Invest & Crypto Social Finance, LLC 3.7 5M+
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About mobile banking apps

Transfers and deposits that once waited for a business day can often be handled in the moment. They suit people who want a simple account with clear fees, as well as those after early access to payroll deposits or built-in budgeting tools. Traditional bank apps tend to come with branches, checks and wider ATM access, while neobank apps lean toward low fees and a clean interface with fewer physical services. Prepaid and payroll-card apps sit between the two, often with fewer credit features and stricter deposit rules.

What to look for

  • Check whether the account behind the app is insured by a recognized deposit insurance program, since that determines what happens to your money if the institution fails.
  • Look at the fee schedule for monthly maintenance, overdrafts, ATM withdrawals and out-of-network use, because a low headline fee can hide charges elsewhere.
  • Read how transfers and deposits are handled, including whether incoming payroll arrives early and how long an outgoing transfer takes to clear.
  • Review the security options such as app lock, two-factor sign-in and instant card freeze, and confirm the app works offline for basic balance checks.
  • Confirm that the app gives real-time alerts for transactions and low balances, which is the fastest way to catch unauthorized activity.

How we rank

Apps are ranked by their Google Play rating (weighted by how many people rated them), their number of installs, how recently they were updated and how closely they fit the category. Only apps we've reviewed are included.