Best car insurance apps for Android
Car insurance apps show proof of coverage, file claims with photos, pay bills and call roadside help, and some score your driving for a renewal discount.
18 apps ranked · How we rank
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A free, ad-free companion for existing State Farm customers that handles policies, claims and roadside help in one place.
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A focused, ad-free account app that pays off most for people who already hold a Progressive policy.
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A free, ad-free policyholder app that handles ID cards, payments, claims and towing in one place.
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Number 4: The General Insurance® App
The General Automobile Insurance Services, Inc
4.7 out of 5 (40.4K) 1M+ installs
A free, focused policy tool that suits existing and prospective The General customers who want quotes, payments, ID cards and claims in one place.
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A well-built account app for existing Liberty Mutual and Safeco policyholders, with claims tools that justify the install.
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A capable app for existing Safeco policyholders, but the developer is retiring it in favor of Liberty Mutual.
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A focused, free companion app that makes sense for existing Direct Auto policyholders and no one else.
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A focused, free companion app for existing National General policyholders that handles the routine insurance tasks without ads or purchases.
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A free, ad-free app that suits drivers who want insurance quotes, repair cost checks and maintenance reminders in one place.
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A convenient, free hub for Allstate policyholders, provided you accept ads and read the Drivewise conditions carefully.
More of the best car insurance apps
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11
DynamicDrive
National General Insurance
4.3
100K+
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12
Hagerty
Hagerty
4.9
50K+
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13
Nationwide SmartRide®
Nationwide Mutual Insurance Company
4.4
100K+
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14
Driveology®
FBL Financial Group, Inc
4.4
50K+
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15
USAA DriveSafe
USAA
3.7
1M+
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16
Elephant Insurance Mobile
Elephant Insurance
3.8
50K+
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17
AARP SafeTrip™
AARP
4.3
100K+
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18
TrueLane by the Hartford
The Hartford Insurance Group, Inc.
3.9
100K+
About car insurance apps
Policy apps suit drivers who want quick service from an insurer they already use, but they are only useful once you hold a policy with that company. Telematics programs suit drivers after a lower premium who do not mind being measured: they use the phone's sensors to reward smooth braking and steady speed and can cut your rate, yet may raise it if your scores come back poorly, and they ask for location and motion access. A few apps offer quotes without a policy, which helps while you shop.
What to look for
- Check whether the app works only for existing policyholders or also gives quotes to new shoppers, since that decides whether it is useful to you now.
- For any safe-driving program, read how the discount is calculated and whether a low score can push your premium up instead of down.
- Look at what driving data the app collects, how long it keeps it, and whether it is shared with other parties, because telematics apps depend on continuous location and motion access.
- See whether claims can be filed and tracked in the app with photo uploads, or whether it only shows your policy card and payment due date.
- Confirm the app is free to download and that any charges come through your premium rather than a separate subscription.
How we rank
Apps are ranked by their Google Play rating (weighted by how many people rated them), their number of installs, how recently they were updated and how closely they fit the category. Only apps we've reviewed are included.