Dividend Tracker: Stock Market

Review by eFreeware

Dividend Tracker is a finance app from DivTracker LLC built for people who hold dividend-paying stocks and want to follow what those holdings pay out. It keeps a record of your portfolio and shows how the dividends attached to it change, with forecasts for what future payments might look like. The reason to consider it is straightforward: it puts projected income, yield history and per-stock payout details in one place, without pretending to be a brokerage.

The developer is clear that this is not a trading app. You cannot buy or sell shares through it, and DivTracker LLC does not act as a broker. What it offers instead is information about a portfolio you already hold elsewhere, which is a narrower promise than some finance apps make. If your interest is in watching income accumulate rather than in placing orders, that focus works in your favor.

Built for income investors, not traders

The app makes most sense for someone assembling a portfolio for the long haul and tracking the income it produces. Setting a monthly income goal and watching dividends move toward it is the central idea, so it suits investors who think in terms of annual or multi-year progress rather than daily price swings. Someone who checks share prices constantly will find the emphasis misplaced here.

It also looks useful for people who hold dividend stocks across more than one account and want a single view of the total. The developer describes the interface as intuitive for newcomers and experienced investors alike, and the range of figures on offer suggests there is enough depth for someone who already knows what yield on cost means. Beginners can start with the simpler numbers and ignore the rest until they need them.

What I would keep in mind is that the app depends on you entering your own transactions. It is a record you maintain. That is normal for this category, but it means the value you get out of it tracks how consistently you keep it updated.

Dashboard, goals and the income picture

The dashboard is where the app's main argument lives. You can set a monthly income target and see how your dividends are changing over time, along with a projection of how that income is expected to grow. For anyone working toward financial independence on dividend income, that combination of a goal and a trend line is the most immediately useful part of the app.

Recent updates have changed what is available. The portfolio view built around dividend growth no longer costs anything, and neither does the daily look at recent and upcoming payouts. Card reordering on the dashboard is included with the Basic tier. Taken together, these changes affect the everyday views.

Recording transactions and tracking value

The portfolio tracker is where you enter your holdings. Each transaction takes a price, a date and a commission if one applies, and the app then updates your portfolio value, dividend yield and dividend projection over time. Because commissions are part of the entry, the figures reflect what you actually paid rather than an idealized version of the trade.

Taxes are handled in the same spirit. The app accounts for them alongside commissions so that you can see net dividend payments for the portfolio, and it extends that view up to ten years ahead. A ten-year net forecast is a long horizon, and it will only be as good as the assumptions behind it, but as a way of framing where current holdings could lead, it is more concrete than a simple current-yield figure.

The recent addition of backup and restore matters here, since a portfolio record built up over years is tedious to rebuild. You can back up your transactions and restore them if something is lost or corrupted. There is also a Combine Positions toggle that merges matching positions across portfolios or keeps them separate, which is handy if the same stock appears in more than one account.

The per-stock dividend data

For every stock you add, the app collects dividend-specific information rather than general market data. That includes recent dividends, upcoming dividends, the current yield, historical yield and yield on cost, among other figures. Yield on cost is the one that tends to matter most to long-term holders, since it shows the return on the price you originally paid rather than today's price.

Comparing projected dividends against historical yield is the other half of the picture. A forecast on its own is just a number; set beside what the stock has actually paid in the past, it becomes something you can judge. The developer promises forecast values for projected dividends alongside that historical comparison, and that pairing is what makes the per-stock screens worth visiting rather than just reading a quote.

There is an invitation from the developer to send in ideas for future features, with the note that suggestions will be considered. The app has been updated as recently as August 2026.

What it costs and what comes with it

Dividend Tracker is free to download, and it contains ads. It also offers in-app purchases. I would not assume from the free label that everything described above is available at no cost.

What the recent changes do tell you is the direction of travel: several views have changed, including the dividend growth view and the daily payouts view. It is worth starting with the free version and seeing how far the free views take you.

How it compares with the alternatives

The obvious comparison is with a full brokerage app. Those let you buy and sell, but they tend to treat dividends as one line item among many rather than as the main subject. Dividend Tracker inverts that, which is why it can go deeper on yield on cost and payout forecasts than a general trading app typically does.

A spreadsheet is the other alternative, and it is the one many dividend investors start with. A spreadsheet gives you total control, but you build every formula yourself, and projections across a ten-year horizon take real work to set up and maintain. The app's value is in having that structure already in place, with the trade-off that you are working inside someone else's design.

There are also general portfolio trackers that cover stocks, funds and other assets together. Those are broader by design. Dividend Tracker is narrower, and that narrowness is the point: it is built around income from dividends rather than around net worth as a whole.

A focused tool for dividend income

Dividend Tracker has a 4.5 average from 2,681 ratings and more than 100,000 installs, which suggests a settled audience rather than a new arrival. It has been available since February 2022 and was last updated in August 2026, so it is an app that is still being worked on. For a free download, the depth of dividend-specific data is the strongest argument in its favor.

I would point this at investors who already hold dividend stocks and want to follow the income they generate, particularly those working toward a monthly income target and willing to enter transactions by hand. It rewards regular upkeep, and the ten-year net projection is the kind of feature that only becomes meaningful once your records are reasonably complete.

This app concentrates on tracking dividends and portfolio income rather than on placing trades. As a companion for tracking dividend income alongside whatever brokerage you use, though, it covers the ground that matters to that kind of investor.

What's new in version 1.36.0

- Backup & Restore: back up your transactions and restore them if anything is ever lost or corrupted - Combined portfolio: new Combine Positions toggle to merge matching positions across portfolios or keep them separate - Reorder Dashboard cards is now included with Basic - Dividend Growth portfolio view is now free for everyone - Recent & Upcoming Payouts: the daily view is now free for everyone - Various improvements and bug fixes